Pradhan Mantri Jan-Dhan Yojana (PMJDY) Download form-2020

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to guarantee admittance to monetary administrations, in particular, Banking/Savings and Deposit Accounts, Remittance, Credit, Insurance, Pension in a reasonable way.


The record can be opened in any bank office or Business Correspondent (Bank Mitr) outlet. Accounts opened under PMJDY are being opened with Zero equilibrium. Be that as it may, if the record holder wishes to get actually look at the book, he/she should satisfy the least equilibrium models.

Pradhan Mantri Jan-Dhan Yojana
Pradhan Mantri Jan-Dhan Yojana


Archive needed to open a record under Pradhan Mantri Jan-Dhan Yojana

A record can be opened by introducing an authoritatively substantial archive.


Records List:


1 the identification,

2 the driving permit,

3 the Permanent Account Number (PAN) Card

4 the Voter's Identity Card given by Election Commission of India,

5 work card given by NREGA appropriately endorsed by an official of the State Government

6 the letter is given by the Unique Identification Authority of India containing subtleties of name, address, and Aadhaar number, or

7 some other archives as told by the Central Government in an interview with the Regulator:

8 Provided that were improved on measures are applied for confirming the character of the customers the accompanying archives will be considered to be authoritatively legitimate reports:—

9 personality cards with candidate's Photograph gave by Central/State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks, and Public Financial Institutions;

10 letters given by a Gazetted official, with a properly confirmed photo of the individual.

તમારા નામ પર કેટલા સીમ કાર્ડ છે તે જાણો અહિયા ક્લિક કરો
મફત અનાજ વિતરણ શરૂ  અહિયા ક્લિક કરો
તમારી ઉંમર જાણો ફક્ત એક મિનિટ માં અહિયા ક્લિક કરો

પ્રધાનમંત્રી જનધન યોજના જાણો સંપૂર્ણ માહિતી અને ફાયદા અહિયા ક્લિક કરો

Save Bank of India (RBI), vide its Press Release dated 26.08.2014, has additionally explained that those people who don't have any of the 'formally substantial archives' can open "Little Accounts" with banks. A "Little Account" can be opened based on a self-verified photo and putting his/her marks or thumbprint within the sight of authorities of the bank. Such records have restrictions in regards to the total credits (not more than Rupees one lakh in a year), total withdrawals (nor more than Rupees 10,000 in a month), and equilibrium in the records (not more than Rupees 50,000 any time of time). These records would be substantial ordinarily for a time of year. From there on, such records would be permitted to proceed for a further time of twelve additional months, if the record holder gives a report showing that he/she has applied for any of the Officially Valid Documents, inside a year of opening the little record.


Extraordinary Benefits under PMJDY Scheme


Interest in the store.

Inadvertent protection front of Rs. 2 lakhs

No base equilibrium is required.


The plan gives life in front of Rs. 30,000/ - payable on the death of the recipient, dependent upon the satisfaction of the qualification condition.


Simple Transfer of cash across India

Recipients of Government Schemes will get Direct Benefit Transfer in these records.


After the good activity of the record for quite a long time, an overdraft office will be allowed Access to Pension, protection items.


The Claim under Personal Accidental Insurance under PMJDY will be payable in the event that the Rupay Cardholder has performed at least one effective monetary or non-monetary client instigated exchange at any Bank Branch, Bank Mitra, ATM, POS, E-COM and so forth Channel both Intra and Inter-bank, for example, on-us (Bank Customer/Rupay card holder executing at same Bank channels) and off-us (Bank Customer/Rupay card holder executing at other Bank Channels) inside 90 days before date of a mishap including mishap date will be incorporated as qualified exchanges under the Rupay Insurance Program 2019-2020.


Overdraft office upto Rs. 10,000/ - is accessible in just one record for each family, ideally woman of the family.


Significant Links 





38.57 Crore recipients banked up to this point


₹135,883.95 Crore Balance in


recipient accounts


1.26 lakh Bank Mitras conveying branchless financial administrations in Sub-Service Areas


"Pradhan Mantri Jan-Dhan Yojana (PMJDY)" under the National Mission for Financial Inclusion was sent off at first for a time of 4 years (in two stages) on 28th August 2014. It imagines all-inclusive admittance to banking offices with something like one fundamental financial record for each family, monetary education, admittance to credit, protection, and annuity.


PMJDY has given a stage to the three government-backed retirement plans "Pradhan Mantri Jan-Dhan Yojana (PMJDY)" under the National Mission for Financial Inclusion was sent off at first for a time of 4 years (in two stages) on 28th August 2014. It conceives general admittance to banking offices with somewhere around one fundamental financial record for each family, monetary proficiency, admittance to credit, protection, and annuity.


PMJDY has given a stage to the three government-backed retirement plans viz. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY), and Pradhan Mantri Mudra Yojana (PMMY).


The Government has chosen to broaden the complete PMJDY program past 28.8.2018 with the adjustment of a spotlight on opening records from "each family" to "each grown-up", with the following alteration:


(I) Existing Over Draft (OD) breaking point of Rs. 5,000 changed to Rs. 10,000.

(ii) No conditions connected for dynamic PMJDY accounts profiting OD upto Rs. 2,000.

(iii) Age limit for benefiting OD office reconsidered from 18-60 years to 18-65 years.

(iv) The inadvertent protection cover for new RuPay card holders raised from existing Rs.1 lakh to Rs. 2 lakh to new PMJDY accounts opened after 28.8.2018.. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY), and Pradhan Mantri Mudra Yojana (PMMY).